How do I know what my risk tolerance is?

You can find dozens of free risk tolerance calculators online. They all come down to assessing a few key factors: How liquid (available) do you need your investment cash to be? How much time do you have to invest, whether you measure that by years to retirement or years to a critical event like buying a house or paying for education?

How much money do I need up front?

Most of the investment types listed in this article require either $0 to $100 to open a new account, or a budget of roughly $10 a month.

Are there other types of high-yield investments?

Yes! You can invest in collectibles like sports memorabilia, artwork, wine, precious metals, and many others. Check out our article on the best alternative investments.