Bobby is the Millennial Money Man. He’s a former high school band director who paid off nearly $40,000 in student loan debt in 18 months on a teacher’s salary, and he’s now on a mission to help others make more money so they can start living the life they’ve always dreamed of.

Now, we’re more than just Bobby

Since Bobby founded this site in 2015, his story was picked up by CNBC, Forbes, Reuters, Business Insider, and Yahoo Finance (find all of his press appearances here). Millennial Money Man has grown into a vibrant personal finance media company full of people who share the same passion for helping you make more money.

Our content focuses on helping you find legitimate ways to make more money through:

💪 Side Hustles

👩‍💻 Freelancing

👔 Online Businesses

🌱 and Passive Income

We pride ourselves on️ actionable content that cuts through a lot of the 💩 you’ll find online.

Watch Us Grow


Bobby paid off $40,000 of student loan debt on a teacher’s salary

Bobby went to crazy/embarrassing lengths to pay off his debt in 18 months.


Millennial Money Man was founded 🎉

Would you believe this site was originally founded to help high school students learn more about personal finance? 😲


Bobby’s first media feature on CNBC

Bobby’s debt payoff story was picked up by CNBC, and it led to features in Reuters, Yahoo Finance, Business Insider, Forbes, and more.


Bobby’s wife retires early

One of the perks of running a successful business is that your spouse can quit their job if they want.


The Millennial Money Man Facebook community is founded

Want to join a group of wildly supportive and financially savvy folks, check out the free Millennial Money Man Facebook group.

Bobby’s first course launches and makes $136K in one weekend 💰

Since the Facebook Side Hustle Course launched in January of 2018, over 7,000 students have taken the course.


The opossum lore begins

Esteban appears and immediately disappears from the Millennial Money Man Facebook group, never to be seen again.


Bobby has a team of four freelancers helping him build the company 💪

Business wise, it was a pretty chill year overall, and the business and team continued to grow.


And the team and business keep growing

Our team continues to shift and grow with more strategic hires, including an SEO guru and operations manager.


We launch multiple M$M freelancing courses 🚀

Proofreading Launchpad went live in September 2022, followed by Big Money Writer and Brilliant Bookkeeper in 2023.


First ever M$M team retreat

We kicked off the year with a team retreat to Asheville, NC. We’ve been doing quarterly team retreats ever since.

Rolled out a 401(k) package for employees

To foster a culture that focuses on the financial well-being of our employees, our 401(k) was launched.

Get To Know The Team

Bobby Hoyt

CEO + Founder

Our fearless leader lives in Houston, TX. He loves a nice glass of red wine, makes a mean charcuterie board, has a golf handicap of 13, and enjoys time with his wife and son.

Ariel Gardner

Head of Operations

Ariel has been with M$M since around 2018. On her off hours, she’s knitting, watching trashy TV, hiking, seeing a live show, or hanging out with her husband and three kids somewhere in St. Louis, MO.

Frankie Alarcon

Head of Content + Media

Frankie is responsible for making sure our blog content is top notch and making the team look good on Youtube videos that BANG. He left the fast LA YouTube culture to raise his family in the chill environment of Phoenix, AZ.

Alicia Phillips

Technical Assistant

Our versatile Jack-of-All-Trades is driven by a love for systems and growth. Beyond work, she loves traveling, powerlifting, the art of crocheting, and hanging out with her Hubs and kiddo in Kansas.

Branko Mijatovic

Email Marketer + Funnel Strategist

Branko hails from The Land Down Under and after spending 8 years traveling around the world as a digital nomad settled in Knoxville, TN. He’s a maker, writer, dancer, outdoorsman, foodie, and self professed coffee snob.

Kristin Meador

Brilliant Bookkeeper Instructor + Coach

When Kristin isn’t helping our students make more money, she’s running her own accounting firm called Gradient Accounting which does bookkeeping, taxes, and profit consulting. She’s a CPA based in Knoxville, TN.

Larry Ludwig

Tracking Specialist + SEO Guru

We’ve been harnessing Larry’s Big Brain Energy for years, and he’s also worked with clients like JP Morgan, General Motors, and IBM. He’s based in New York and loves his family, Porches, and spending time in Florida.

David Rakosi

Video Editor

David makes sure the videos on YouTube look and perform their best. You can find him across the pond in Budapest, Hungary editing videos and headbanging to some heavy metal 🤘

Jeremy Croft


Jeremy makes sure there are no comma splices before articles get published. He lives in Nashville, TN with his Siberian husky and four guitars, so he really has no excuse for how badly he plays.

Dana Chavis

Staff Writer

Dana loves wordsmithing and songwriting just outside Nashville, TN. She exchanged the big city for country living, and on Saturdays, you’ll find her on the porch with her Mac and a stack of books, writing and planning retirement as a blogger.

You can also find us

We hang out in all corners of the internet, so come check us out: