Welcome to MillennialMoneyMan.com!
If you’re just wondering what investing, side-hustle helpers, and money saving products I use, check out my recommended page. If you want to start a blog and have a killer work-life balance like me, see my free “how to create a blog” guide. If you want to save money on your student loans check out LendEDU.
My story started out the same as almost every Millennial that decided to get their college degree in the late 2000’s.
After graduating in 2011, I started my career as a high school band director in Texas. In addition to a shiny new diploma, I also came out of college with $40,000 in student loan debt. I still planned on buying a new car, a house I couldn’t really afford, and wanted to do all of the things that other Millennials my age were doing. Everyone has debt right?
Luckily, I met some good friends and mentors that helped steer me in a better financial direction. I decided I didn’t want to struggle with debt for the rest of my life and chose to put my head down and become debt free.
I paid off those $40,000 in student loans in less than two years on a teacher’s salary. Seriously.
This is my Millennial cat Tito:
Tito wasn’t really a source of inspiration at all and didn’t listen to any of my crazy ideas because he is a cat. But, he was also there while I paid off my student loans and started building wealth. I can buy more cat toys now, and he likes that.
I started writing blog posts about my story as something to do while I was winding down at night after work. The only previous writing experience I had was from crafting semi-funny commissioner league letters for my Fantasy Football League. My blogs were surprisingly well received, and people I didn’t even know were starting to reach out and thank me for giving them some inspiration. I realized I was on to something. I wanted to help at least one other Millennial like myself.
Since then my mantra has become: “I did it, and you can too.” I’m no different from any other Millennial, I just did things differently with my money and lived differently as well. Ever since, I’ve started on a journey to build wealth and spread the word.
The articles on Millennial Money Man are honest. Sometimes….brutally honest, but as Millennial I had been misled and taught poorly about money all of my life, and I want to help other people avoid the same problems. Most of my articles are driven by the following ideas:
1. Live below your means until you don’t have to any more.
2. Don’t finance $hit you don’t need.
3. Let your peers pass you up so you can pass THEM up later.
4. Work really hard and then make your money work for you.
Feel free to use this site and my story as a resource, inspiration, whatever. You can change your financial life, and I’m rooting for you. You don’t have to be screwed by student loan debt and consumer debt just because you are a Millennial.
Live differently, your bank accounts will thank me later. – M$M
Don't miss another M$M post.
Sign up for the M$M newsletter to get new posts sent directly to your inbox when they go up on the site. As a bonus - I'll send you reviews of my favorite free personal finance tools and ways to make extra money with a side hustle!