Alright guys, let's have some fun and talk about haters. 🙂 Ever since this site has started to grow and reach more people (think tens of thousands), I've encountered a lot of them!
It's probably pretty similar for all of you – when you start to do well with anything (money, paying off debt, careers, business, etc.), haters seem to come weeping out of wherever it is that they hide during the day.
After all of the emails and comments all over the place I'm starting to notice trends. I actually think it's important to pay attention to what they're saying instead of ignoring them, because it gives you a look into a mindset that is SO important for all of us to avoid.
I get it. Student loans suck. Grinding in grad school is hard. The side hustle isn't taking off the way you hoped. The bank accounts feel thin.
No matter where you are in the journey, your mindset is the only thing you can control. It's the biggest thing I keep pounding on this site. I can give the best tips in the world for your money, but if your mind isn't right, you're done before you start.
Here are five things haters are good at (you need to suck at these BTW):
1. Finding ways they “can't”
Boom. That's the biggest problem in a nutshell. I read a lot of incredible debt payoff stories, and they usually revolve around someone making a really hard choice to not blow their discretionary income.
Whether they moved in with parents or inlaws (like Coral and I did), got a killer job, or side-hustled the crap out of their spare time – they still had to make that choice to type the bigger numbers on the payment screen.
The people that fail get upset that they “don't have the same opportunities” (as if all of us EVER have the same opportunities in life) instead of finding and making more opportunities. Pretty simple.
2. Being skeptical
I've been called a con artist and a scammer, which is awesome because I don't charge anything for people to look at the site. If I am a con artist…I really really suck at it and need to figure that $hit out to make some more money haha.
If your first reaction to someone's success is to think that it's a scam, you've already lost (and need to stop watching so much TV probably).
3. Looking for a blueprint instead of strategies
I think the saddest thing that I've seen so far is the lack of creativity from people when it comes to paying off their debt. I specifically remember reading a comment that read: “When I find a story about someone that paid off $40,000 of student loans in 18 months without a side-hustle, cheap living situation, or high income…then I'll pay attention”.
Unfortunately, you won't find that because of that thing called math.
You can either make more money, or spend less money. If you do both, you're a financial [email protected]$$. That's how people pay off debt quickly. Putting in zero extra effort and living as comfortably as possible on a low salary won't do it. I'm super sorry.
4. Classifying success as luck
As if successful people just trip on their awesome careers, find a paid-off debt balance in the street, or open the gift of a successful business in the mail. Keep that luck nonsense to yourself please.
5. Finding extra time
Here's my biggest question for these people: How the heck do they all have the time to write so many emails and comments? You would think that they could take that really serious energy and actually do something awesome with it.
I know the majority of my readers don't have time for that nonsense because they are KILLING IT with their extra time.
If you find yourself doing any of the above things on a regular basis, you may be hater. It's OK, but you'd probably be more successful hating on a site owner and readers that actually take that stuff seriously. We're busy destroying debt over here in M$M Land. 🙂
Keep hustling Destroyers. Don't worry about what anyone else thinks.