Helping Millennials Make More Money, Save More, and Pay Off Debt
Technology has been automating everything in the personal finance world from bill pay to investments, and the Trim app is taking it one step further by automating the ways you save money. It’s one part app and one part personal assistant, who can negotiate your bills and your debt payments. Plus, they can even cancel…
One of the easiest and best things you can do to save more money is to find an online savings account with a high-yield savings rate. Online banks don’t have the same overhead as brick and mortars, and that means they can pass those savings along to their customers in the form of higher than…
If you’re trying to become a better money manager, some people find it really helpful to have a clear strategy that ensures they are putting enough of their money in all of the right places. The 50/30/20 budgeting plan is a framework that outlines what percentage of your income to allocate for the three major…
At some point in every adult’s life, you’ll look back on the previous decade or two and think “what the heck was I thinking?” From poorly thought out career choices, bad relationships, and horrible money mistakes, we all make choices that affect our lives for years to come. And even though money mistakes can take a…
The term geoarbitrage has been floating around FIRE blogs for a little while now, and if you’ve ever wondered about it, I have a little secret for you… it’s not some sexy, glamorous lifestyle. Geoarbitrage is simply relocating to take advantage of a lower cost of living to make the money you earn go further….
I got really excited last year when my assistant told me that she and her family had found a way to save on their health care costs by switching to a healthcare sharing ministry. They have four young kids, and their health insurance premium was rivaling their mortgage payment. In an attempt to save some…
Putting together a budget is one of the best things you can do to take control of your money, and while I love online budgeting apps, there are a lot of people who like writing things down. To help those of you out, I’ve got a huge list of free budget templates for you to…
Over the past few months, I’ve been writing about some of the most popular personal finance apps, and two that I’ve covered – EveryDollar and YNAB – build their platforms around zero-based budgeting. Both of these apps are incredibly successful, and I’ve heard many YNAB customers affirm that budgeting like this has been life-changing. Since…